Does Food Lion Cash Checks? Details for All Kind of Checks

It is unfortunate to find out that you don’t have enough cash while buying groceries at Food Lion. However, supermarkets do offer the facility of cashing a check so that you don’t have to compromise. But does Food Lion cash checks at their retail stores?

You’ll know everything related to this topic, whether you can cash checks, the requirements, limitations, and exclusions.

Does Food Lion Cash Checks At Retail Stores?

Yes, Food Lion does allow its customers to cash various kinds of checks. All store locations allow cashing for personal, payroll, government, and many other kinds of checks. But one can only cash certain amounts depending on the type of check.

Also, you’ll have to present some sort of identification at the cash counter to cash your check. 

Does Food Lion Cash Personal Checks?

Personal checks are accepted at most grocery stores and Food Lion is certainly not an exception. While shopping at Food Lion, you are free to cash a maximum of $50 over the amount of your bill.

What Kind of Checks Can I Cash At Food Lion?

Food Lion is a few supermarkets that allow customers to cash various kinds of checks. Here’s a complete list.

• Personal checks
• Payroll checks
• Rebate checks
• Government or state-issued Tax Refund Checks
• US Traveler’s Checks

Eligible ID Proof for Cash Checking At Food Lion

Food Lion requires customers to present either of the following identification proof while cashing a check.

• U.S. or U.S. territory driver’s license
• State-issued ID
• U.S. or U.S. territory-issued military ID
• Native American Tribal Photo ID
• U.S. passport (for cashing payroll checks and not personal checks)

Food Lion Check Cashing Limitations

The retailer only allows customers to cash a certain amount of money, which is based on the type of check they present.

Personal Checks – You can get cash for a maximum of $50 over the amount of your purchase.

Payroll Checks – You are limited to cash up to $1000  per check. Hand writer payroll checks are not allowed. The issuer’s signature has to be handwritten, stamped, or a computer-printed copy. It cannot be fonts from a computer.

US Traveler’s Check – You are allowed to cash up to $499.99 using a traveler’s check.

Government Check – You can cash up to $1000 using a government or state-issued check.

How Much Does Food Lion Charge to Cash Checks?

Food Lion will charge a certain fee to cash your checks. But the check cashing and return check fees vary for different states. All stores have applicable fees posted on a wall for customers to see.

You can reach out to any store execute to see the applicable fees for check cashing.

What Time Does Food Lion Stop Cashing checks?

You can cash your checks at Food Lion at any time when the store is open. A good option is to use the store locator to see your nearby store’s working hours. Most stores are usually open from 7 AM to 11 PM.

How to Cash A Check At Food Lion?

Cashing a check at a Food Lion store is quite easy. Follow the simple steps below.

 

• Simply head to your nearest Food Lion store. Use the store locator to know the exact location and open hours.
• Make sure that you have some sort of identification. A state-issued ID or driver’s license will do the job.
• Present your check and ID at the cashier stand. They will verify your check before transacting the amount.

Exclusions to Food Lion Check Cashing

Most of the time, when you fail to cash a check at Food Lion, it means the check is not eligible in the first place. The following checks are excluded at Food Lion.

Two Party Checks	Payroll Checks over $1,000.00	Foreign Traveler’s Checks	Money Orders	Handwritten Payroll Checks
Insurance Drafts	Counter Checks	Checks presented by a juvenile without proper issued identification	Altered Checks	Checks written in pencil
Rapid Refund Tax Checks	Credit Card Checks	Checks requiring a phone call for authorization

Reason Why Food Lion may Decline Your Cash Check

All stores have an electronic check acceptance service that scans your checks. It may accept or decline your check based on the information it receives related to account history with Food Lion and other retailers who offer cash checks.

If Food Lion refuses your check, it means you have unpaid checks or fees with their check acceptance service. It is also possible that your account has been compromised and they are safeguarding your account.

You can ask the store and they will provide you with the contact information of their third-party check acceptance service to know the exact issue.

Frequently Asked Questions

1. Does Food Lion cash stimulus checks?

Yes they do. But the maximum limit for cashing a stimulus check is $1000.

2. Is there any limitation on cashing checks?

At Food Lion, you can cash only a certain amount depending on the check you use. You may cash maximum $1000 using a payroll or government check.

3. Do I need ID proof to cash a check at Food Lion?

Yes, you'll have to present identification proof at the cash counter. You can use your state ID, driver's license. or passport.

4. Does Food lion cash cashier's checks?

No. Food Lion doesn't do cashier's check. You can, however, cash a personal or payroll check up to a certain amount.

Conclusion

We hope now you have the answer to how does Food Lion cash checks. There are limitations on how much amount you can cash based on the check you are using. Particularly, the retailer cashes personal, payroll, traveler’s, rebates, and government checks. Check out a similar article on Aldi and know if they cash checks.