Does Lowes Take Apple Pay?

Lowe’s is one of the largest home improvement stores in the U.S. and offers a variety of appliances and home equipment both in-store as well as online. With the increase in the demand for contactless payment options, many retailers have developed their own digital payment methods. On the other hand, some are offering NFC terminals to enable the use of digital wallets like Apple Pay, Google Pay, Samsung Pay, etc.

However, there are still some famous retailers who are yet to adapt to this technology. If you are a regular shopper, you may wonder does Lowe’s take Apple Pay or not?. Here’s what we’ve discovered about Lowe’s and its contactless payment options.

Does Lowe’s Take Apple Pay?

Unfortunately, it’s sad that Lowe’s doesn’t accept Apple Pay at any of their stores even in 2022. This is because the company is yet to implement the use of NFC technology. Other stores, like Walmart and Kroger, have the same case but these stores at least have their wireless payment options. On the other hand, Lowe’s doesn’t even have its contactless payment method that’d help customers with faster checkouts. However,

Can You Use Apple Pay For Online Purchases From Lowe’s?

The answer remains no. Lowe’s doesn’t accept Apple Pay for online purchases also. This applies to both Lowes.com as well as its mobile app. However, there are other forms of payment options available at Lowes. Let’s check them out.

Why Doesn’t Lowe’s Take Apple Pay?

Though there isn’t any official word by Lowe’s on this matter, it is not that difficult to understand why.

Lack of NFC Infrastructure

First of all, due to the lack of infrastructure to support the NFC technology. There could be many reasons for this. It may be due to the cost of NFC terminals or something else.

Avoid Transaction Security Fees

It could also be to avoid transaction security fees that Apple charges. Depending on the cost of your purchase, these charges could easily affect the profit margin that Lowe’s could pull out.

Encourage Customers To Lowe’s Credit Card

There’s also a valid reason to encourage customers to use their own Lowe’s credit card which also comes with some benefits. With digital wallets like Apple Pay, you can store various sorts of cards in one place. If one is having issues during checkout, you can quickly switch to another one and finish a transaction. Which reduces the need of signing up for Lowe’s credit card.

What Payment Methods Does Lowe’s Accept?

Although Lowe’s doesn’t take Apple Pay, they do offer other payment options that you can use for your in-store and online purchases.

• Just like other major stores, you can use traditional payment options like cash or a personal check.
• If you don’t carry cash, then they also accept credit/debit cards from American Express, Master Card, Visa, and Discover.
• There are other exclusive options too like their Lowe’s credit cards and Lowe’s gift cards, which can be used in their store and also online.
• Finally, Lowe’s also accepts PayPal for online purchases.

Can I Pay With My Phone At Lowe’s Store?

There is no way of paying using your phone at Lowe’s. They don’t have their own digital payment option like Walmart or Kroger stores. Lowe’s hasn’t adapted to the NFC payment technology nor does it has any plans for the future to do so. With the absence of NFC at Lowe’s,  it is not possible to use digital wallets like Apple Pay, Google Pay, FitBit Pay, etc for online as well as store purchases. In short, there isn’t a way of contactless payment at Lowes store.

So far if this is helpful, you may also want to know whether Home Depot takes Apple Pay?

Can I Pay Via Samsung Pay At Lowe’s?

There isn’t a certain answer to this question. Lowe’s tweet from 2018 mentions that it does accept Samsung Pay. This is because Apple Pay and Google Pay only use NFC and Samsung Pay uses the magnetic stripe reader. But we are not 100% sure if they still do in 2022. You may sure try your luck with Samsung Pay at your nearest store.

Can I Pay Via PayPal At Lowe’s Store?

It is not possible to use PayPal at any of their physical store locations, which means that you cannot use your PayPal Cash Card or PayPal QR code to pay in-store. However, you can use PayPal for your online orders. All you have to do is select “other payment options” at checkout and choose the PayPal option.

Conclusion

Compared to others NFC (near field communication) terminal makes checking out a bit faster and more secure. Lowe’s doesn’t accept Apple Pay at any of their physical stores, online website as well as their mobile app. The company also hasn’t adapted to the NFC technology, which means you also cannot use other digital wallets that require NFC. There isn’t any way to use your smartphone to pay at a Lowe’s store. You only pay via cash, check, your bank card, or sign up for a Lowe’s credit card. You may also read, whether Kroger takes Apple Pay or not?