In an urgent need for cash? Cashing a check could be the way to go. For any reason, if you are not able to visit a bank, Walmart gives you a great option. So to answer, does Walmart cash checks? Yes, they do.
You can easily get cash by submitting a check. Let us show you how and along with it guide you on the benefits and limitations. Also the fees for this service at Walmart.
Does Walmart Cash Checks For Personal Use?
Yes, you can cash a check at Walmart for personal use with a limit of $5000. This limit is increased to $7500 during tax seasons i.e. January to April. Customers will have to incur a $4 fee for checks up to $1000 and an $8 fee for checks above $1000.
You would only need a check and valid id for this process. Simply, visit the nearest Walmart store and get your check cashed. There is also no need for a prior request for this service.
Does Walmart Cash Checks For Two-Party?
Yes! Walmart also allows customers two-party personal checks. This service comes with a limit of $200. The maximum fee for this service would be $6. A two-party check is when a check is payable to two-person.
Does Walmart Cash Payroll Checks?
Yes! A payroll check is usually signed by the head and then passed on to the manager who then finally passes it to you. You can then take that check to Walmart and cash it as well.
Does Walmart Cash Handwritten Checks?
Not really! Walmart will only cash printed checks, but a handwritten signature will also be acceptable on a printed check.
What is Walmart MoneyCenter?
Walmart MoneyCenter is a dedicated department for customers who want to avail of cash check services. There are other services as well like applying for the Walmart credit card, sending or receiving money, etc.
You may not find this dedicated MoneyCenter department at every Walmart store but even without it, the cash check services are available at all local Walmart stores. You will simply have to visit their customer service desk instead.
What are Walmart Cash Checks Hours?
If you are looking to use services like cash checking then you might want to visit Walmart stores only when they are open. It is vital to know the Walmart cash checks hours, as the Walmart store and Walmart Moneycenter timings are different.
Walmart MoneyCenter is open from 8 Am to 8 Pm from Monday to Saturday. On Sundays, the timings are rather less, i.e 10 Am to 6 Pm only. Ensure you visit during these times only.
How Can I Use Walmart Cash Checks Service?
It is pretty easy to convert your check and get cash instead. To start with, ensure that your nearest Walmart store has the MoneyCenter department. Even without it, you can avail of the service but the process may take longer. Also, some services may not be available.
Note: Using the Walmart store locator also allows you to know what kind of services your nearest store avails of.
Now, visit the store and take the check and a valid id along with you. Find the dedicated executive for this service and hand them the check. You will immediately get cash in return.
Note: The fee will be deducted from your cash and you do not have to provide them any additional fee.
What Types of Checks Can I Cash?
There are different types of checks and you should know Walmart only accepts the following types of checks:
- Pre-printed checks
- Two-party personal checks
- Payroll checks
- Government checks
- Tax checks
- Cashiers’ checks
- Insurance settlement checks
- 401(k), retirement checks
- MoneyGram money orders
Walmart Card Cashing Details
If you are looking to withdraw cash using a card from Walmart. You must know they have some conditions and limitations for it.
To start with Walmart will incur a fee of $3.74. One person can only use three cards per day and one transaction is limited to $1000. You will also be required to enter your PIN.
Note: Any other charges from the card issuer will remain the same.
Also, you must want to know does Walmart take apple pay? Well, check out all about it in the article and know how you can pay after making an efficient purchase.
Reload Your Walmart Money Card
You can use the Walmart cash check service and load your Walmart money card. Instead of taking cash, you can ask the executive to load your Walmart money card. Give them the required information and it will be processed immediately.
After which this card can be used on your future Walmart purchases. Walmart executives tend to support this service as the money they distribute will stay within the store.
Frequently Asked Questions
1. How much does Walmart charge to cash check?
Walmart will charge $4 for checks below $1000 and $8 for checks above $1000.
2. Does Walmart cash cashier's checks?
No, Walmart does cash cashier's checks as it requires a special form, which is not available at Walmart MoneyCenters either.
3. Does Walmart cash checks on Sundays?
Yes, Walmart does cash checks on Sundays but only between 10 Am to 6 Pm.
4. What valid ids are eligible during cash checking?
Walmart will accept any kind of personal ID like a driver’s license or passport or even military if you have one.
5. Does Walmart check my funds before cashing checks?
Yes, only then you will be eligible for a cash check services. In case of insufficient funds, your check will be denied.
Conclusion
So you might now know how does Walmart cash checks services work. As you can see it is very easy and convenient for every customer. You would not require any registration or prior requests.
Any customer can simply visit the nearest Walmart store and instantly cash their checks. Also, know about does Target or Kroger cash checks? You can further use the comment section to ask any of your queries and we will get back to you.
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